Zakat

Zakat is a cornerstone of Islam, a spiritual duty that purifies your wealth and supports those in need.

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Give Your Zakat to Syrian Refugees 

£


وَءَاتُوا۟ ٱلزَّكَوٰةَ وَأَقْرِضُوا۟ ٱللَّهَ قَرْضًا حَسَنًۭا

Give Zakaat and lend to Allah a goodly loan.

(Sûrat Al-Muzzammil, 73:20)

Donate Your Zakat

At Merciful Hearts, your Zakaat is more than a donation, it’s a  Divinely ordained trust, Amaanah. By giving 2.5% of your eligible wealth, you fulfil a fundamental obligation while making a powerful difference in the lives of poor and vulnerable Syrian refugees .

We Distribute 100% of Your Zakat in Cash

We cover the logistical costs to ensure that 100% of your Zakat donation gets to Syrian refugees in the form of cash. We personally guarantee the delivery of your Zakat by hand. Our very own team members are on the ground  delivering your contributions to families that are in the most dire situations. 

 We work closely with the Syrian community to assess where the most need is and provide dignity, choice, and respect to families and individuals.

Give Your Zakat

Who does Merciful Hearts give Zakat to?

Understanding who is eligible to receive Zakat is crucial for fulfilling this sacred duty effectively. There are eight categories of people who are eligible for Zakat. At Merciful Hearts, we deliver your Zakat exclusively to category of The Poor (Al- Fuqara). These individuals barely have enough resources to cover their basic needs. Zakat gives them relief and a means to sustain their day-to-day life without having to beg or endure undue hardship.

The displaced people we serve from Syria, meet multiple criteria for Zakat eligibility. 

Who Generally Benefits from Zakat?

  • The Poor and Needy 
  • Poor Orphans and Widows
  • Wayfarers
  • Individuals in Debt
  • Society Overall - It's our Islamic responsibility to help each other
  • You! –Zakat purifies your wealth and Allah promises that He will reward you for it.

How to Calculate Your Zakat

A Simple Step-by-Step Guide To Help You To Calculate Your Zakat

Step 1: Choose Your Zakat Day

Your Zakat Day is the day you calculate and pay your Zakat each year.

  • If you’ve paid before: Use the same date as last year.
  • If it’s your first time: You can pick any day of the year. Many Muslims choose a day in Ramadan for extra blessings and because it’s easier to remember.

Tip: put this date in your calendar—it’ll be Your Zakat Day every year!

Step 2: What Do You Own? (Your Positive Balance)

  • Now, figure out what you own by adding up the value of everything you’ve accumulated over the past year. This includes:

    • Cash (in your wallet, bank accounts, or apps)
    • Gold & silver
    • Debts owed to you (money others owe you)
    • Investment properties (properties you own but don’t live in)
    • Shares & stocks
    • Savings funds (money saved for the future)
    • Business assets (things your business owns, like products or equipment)

Step 3: What Do You Owe? (Your Negative Balance)

  • Next, add up any debts or money you owe others. This could include:
    • Debts to friends and family
    • Unpaid bills
    • Loans (for long-term debts like mortgages or student loans, speak to a scholar since the rulings can be different)

Step 4: Calculate Your Net Worth for Zakat

  • Here’s the formula to find Your Net Worth for Zakat:

    What You Own – What You Owe = Your Net Worth for Zakat

    Do this calculation based on what you had for 12 months from your annual Zakat Day.

Step 5: Do You Even Need to Pay Zakat? (The Nisab Threshold)

  • You only pay Zakat if your net worth is above a certain amount, called Nisab. There are two ways to measure Nisab:

    • Gold standard: The value of 87.48g of gold (around £6,538.58)
    • Silver standard: The value of 612.36g of silver (around £506.74)

    Note: Different Islamic schools of thought follow different Nisab values. For example, the Hanafi school uses silver, others use gold.

Step 6: Calculate Your Zakat (2.5% of Your Net Worth)

  • If Your Net Worth does not meet the Nisab amount, then you do not need to pay Zakat. 
  • If Your Net Worth meets the Nisab amount or is higher, you have to pay Zakat. Now, just calculate 2.5% Your Net Worth (as of your annual Zakat Day).

Simple Zakat formula:
Your Net Worth on Your Zakat Day × 0.025 = Zakat You Owe (if you qualify to pay it)

Special Situations:

If your finances are complicated (trust funds, multiple businesses, long-term debts, other financial products), it’s a good idea to speak with a knowledgeable Islamic scholar or finance expert.

Give Your Zakat
Give Your Zakat

Make A Secure Donation

Give Your Zakat to Syrian Refugees 

£